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car accident uninsured motorist

I Was in an Accident with an Uninsured Motorist

You’re on your way to work, the sun is out, and you’re feeling great. You pull up to a red light, wait for it to turn green, and you’re on your way. Until suddenly, SMASH—a driver runs a red light and t-bones you.

Your leg feels broken and your car is in a wreck, but you’re happy to be alive and “well” considering what had happened. Until you meet with the other driver and realize they have no insurance. Now you may have many mixed emotions running through your mind.

“How will I pay for my medical bills? Who will repair my vehicle? How will I receive the compensation I need?”

These feelings are to be expected following an accident. Many people feel like everything is out of their control, and a feeling of hopelessness washes over them. However, if the proper steps are taken, getting into an accident with an uninsured motorist doesn’t have to mean the end of the world.

Call Local Law Enforcement to the Scene

The first step in any auto accident should be to contact the local police, especially when the accident involves an uninsured driver. Having a written police accident report will help provide strong evidence to support your claim.

Once the police arrive be sure to take pictures of the accident scene. You should be sure to include photos of:

  • The accident location

  • Skid marks

  • Any damage that was done to all vehicles involved

  • Any other relevant information

Exchange Information

Although you won’t be able to get the other driver’s insurance information, you can still get their contact information. Be sure to get their name, contact number, address, as well as the make, model, and license ID of the vehicle involved.

Speak With a Personal Injury Attorney

Although uninsured motorist coverage is typically included in your insurance package, it doesn’t mean that your insurance company will honor your claim. This is why it is essential for you to work with a qualified Germantown personal injury attorney to ensure that you have a strong case before moving forward.

At Snider & Horner, our team of qualified personal injury attorneys has worked with our clients for many years to help them receive the compensation they deserve.

Call us today (901) 730-8880 to schedule your free case evaluation.


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